Tricia H.’s Story
For over 22 years, Tricia has been dedicated to making her clients feel beautiful as a hairstylist. She built her business on the principle of creating customized experiences that cater to a diverse range of unique needs. During the pandemic, Tricia recognized it was time to pivot from working behind the chair and seized the opportunity to focus on creating a one-of-a-kind curly hair product line—The Curl Factor! Her passion lies in helping people embrace their natural hair, empowering them to feel confident in their natural beauty.
As a small business owner, Tricia has successfully brought her product to market, but manufacturing costs remain a significant challenge. She currently operates an online shop and sells her products on Amazon. While working with Michael Jordan from the Black Collective Business Navigator, Tricia learned about an opportunity for additional support through a matched savings account offered by United Way of Pierce County and Express Credit Union.
Tricia connected with Kenan, a Financial Coach at Sound Outreach, and began the application process. She was recently approved and is thrilled to receive this extra support. Over the next year, she will work with Kenan to save the money that will be matched. Tricia plans to use the matching funds to market her product to retailers and/or develop new products.










In 2019 Ellie was homeless, jobless and hopeless. She lost custody of her kids and was living in her car with only her dog to keep her company. Ellie was referred to the Bethel CSF site and with help from her employment coach, Lynn, she started rebuilding her life. Soon she got hired as a security guard starting at $17.30/hour and after a while she found a place to live. Ellie had the time and resources to develop a co-parenting plan to have her kids stay with her. She even got a raise and is now making close to $20/hour! Now, Ellie is filled with hope!
David was not having any luck finding a job. His mother saw him struggling and told him about the Bethel CSF. David started working with his Financial Counselor, Levi, to gain independence. It took time and David went on over 20 interviews around the community. He had the education, but no job experience. It was also important to find the right fit since David has a neurological variation. Fortunately, David and his coach didn’t give up and he finally was hired on in the IT Department at a local casino. Almost two years later, David is thriving, he paid off all his student loans, maxed out his 401k, improved his credit score by 20+ points, and is currently looking for a place to live closer to his job.